The continuously
learning OS for
wealth & asset management.
17 specialized AI OS Solutions. Federated learning that compounds across the firm. Human experts in control. Built for firms ready to operate as intelligence networks, not departments.
The record a compliance officer needs, produced as the work happens.
80% of advisory firms have formally adopted AI tools. 30% have a policy covering third-party AI use, and 14% have an incident response plan that accounts for it. Tempra Capital is built for the gap between those numbers — governance and evidence over every AI your firm runs, not only the part we supply.
A written audit trail
Continuous compliance surveillance that writes the audit trail as it goes, rather than reconstructing one at exam time. Every output attributable to a person, a moment and a source.
Addresses the supervision and recordkeeping expectations set out in the FINRA 2026 Annual Regulatory Oversight Report.
Suitability documentation
The reasoning behind a recommendation captured with the recommendation — client circumstances, alternatives considered, and the rationale linking them — in a form a reviewer can retrieve two years later.
Read more on turning a meeting into an audit record.
Model version and prompt logging
Which model produced which output, and when. The expectation almost no tool in this category is equipped to satisfy, because most vendors do not expose version metadata at all.
The FINRA 2026 report describes storing prompt and output logs and tracking which model version was used and when.
Figures above are from the 2026 Investment Management Compliance Testing Survey (Investment Adviser Association and ACA Group, 411 adviser compliance professionals, April–May 2026), as reported by InvestmentNews. Our full reference on the RIA's AI compliance obligations sets out each requirement with its primary source.
Wealth and asset managers are drowning in operational complexity.
The cost isn't just time. It's compliance exposure, alpha compression, knowledge loss, and the slow erosion of client trust. Today's tools weren't built for today's complexity.
Administrative Overload
Advisors spend 60%+ of their time on meeting prep, CRM updates, and follow-ups, not on clients.
Compliance Burden
Reactive surveillance, audit chaos, missed disclosures, and escalating regulatory risk.
Knowledge Silos
Institutional memory walks out the door with every senior departure. Research is duplicated. Decisions are forgotten.
Coordination Failures
Front, middle, and back office operate in disconnected pockets. Workflows fragment. Bottlenecks compound.
Personalization at Scale
White-glove service breaks the moment your book grows past a few hundred clients.
Alpha Compression
Markets move faster than research cycles. Edge erodes before insight arrives.
The biggest opportunity is not a single AI assistant.
It is a coordinated ecosystem.
Human
Experts retain judgment, oversight, and accountability. AI never replaces, it amplifies.
Multi-Solution AI OS
17 specialized AI OS Solutions collaborate across the full workflow, front office to back, compliance to alpha.
Federated Learning
Knowledge compounds across the firm, privately and continuously. No client data exposed.
A Continuous Federated Operational Intelligence Platform
Competitors build isolated tools and chatbots. We are building the continuously learning financial operating system.
Your AI Co-Advisor.
Every morning, every advisor.
Tempra Capital is an AI Co-Advisor built for independent Registered Investment Advisors. An always-on intelligence layer that synthesizes fragmented client data, CRM, planning tools, custodian feeds, email, and meeting transcripts, into a ranked Daily Priority Briefing each morning. Life event triggers monitored per client household. Personalized outreach in one click. Compliance monitoring baked into every workflow.
Daily Priority Briefing
Each morning, a ranked list of Next Best Actions across the entire client book. Draft + reasoning + one-click to send.
Life Event Intelligence
Every client household continuously monitored for life event triggers, Medicare, RSU vesting, estate, referral. Never a missed moment.
Personalized Outreach
Every message reads the client's full history before drafting. No templates. Send in one click, in the advisor's voice.
Compliance, Always On
Rebalancing authorizations, documentation deadlines, suitability flags, surfaced before they become problems. Audit-ready at every touchpoint.
Augments your existing tech stack, Wealthbox · Redtail · eMoney · MoneyGuide · Schwab · Fidelity, no rip-and-replace, no migration.
17 specialized AI OS Solutions.
One intelligence network.
Each AI OS Solution solves a real, recurring pain point. Together, they form a continuously learning operating system for the modern financial firm.
Reclaim your week.
Grow your book.
Tempra's Advisor Operating Copilot handles the admin so you can focus on what actually grows your practice, relationships, planning, and trust. Layered with Compliance Guardian and Hyper-Personalization, your team operates at a scale that used to require hiring.
"The firms that win the next decade will operate fundamentally differently, as continuously learning intelligence networks, not as collections of departments." The Tempra Thesis
"Markets move faster than research cycles. Tempra compresses the cycle and restores the edge, without ever exposing the data that makes your firm distinctive." Federated by Design
Compress the cycle.
Restore the edge.
Alpha Discovery detects regime shifts, factor changes, and behavioral inefficiencies the moment they emerge. Research Synthesis turns earnings calls, filings, and alt data into themes and signals in minutes. The AI Investment Committee structures debate and audit trails for every decision.
Start free, licence by seat, or deploy the whole thing.
The same Multi-Solution AI OS, delivered three ways depending on how much of it you want to own.
Start free
One advisor, one month, the whole platform open. Nothing to install, nothing to migrate, and no card required to begin.
Licence by seat
The complete Multi-Solution AI OS for every advisor on the team, at a flat rate per seat. Your firm's knowledge compounds inside your own boundary.
Enterprise
The whole platform deployed for your firm alone — under your brand, inside your infrastructure, on your domain, through your security review.
What your team opens at 8am.
The daily briefing, the forecast, and the market tape in one view — assembled overnight, before anyone sits down. This is the working surface at expert.tempracapital.com, not a marketing render.
Swipe to explore →
What the advisor desk shows, in text
The daily briefing ranks every household that moved overnight, every conversation now overdue, and every meeting that needs preparation, with critical items surfaced first and a calendar view of the week. The market forecast plots the index against a horizon projection with an 80% confidence band drawn on the chart, so uncertainty is visible rather than implied. Current market events filters the tape against the firm's own holdings and mandates — macro prints, rate moves, sector rotation and policy signals — instead of the whole wire. Summary tiles carry assets under advisement, household count with the number needing attention, and advisor hours returned that week.
Daily briefing
Every household that moved, every conversation overdue, and every meeting that needs prep — ranked, with the critical items surfaced first.
Market forecast
Horizon forecasts with the confidence band drawn in, so the uncertainty is visible on the chart rather than buried in a footnote.
Current market events
The tape that matters to your book, filtered against your holdings and mandates instead of the whole wire.
Your desk is already open.
The advisor platform is where the work actually happens: morning briefs waiting before you arrive, portfolio construction under your constraints, meeting prep drafted, compliance running underneath it all. Sign in and start your day there.
Already provisioned by your firm? Sign in with your work email. Single sign-on is available on Enterprise.
- Morning brief across every household you cover
- Portfolio construction with your constraints enforced, not suggested
- Meeting prep, agendas, and follow-up drafted from your own records
- Continuous compliance surveillance with a written audit trail
- Works alongside Wealthbox, Redtail, eMoney, MoneyGuide, Schwab and Fidelity
New to Tempra? Schedule a demo and we'll provision your firm.
Not an advisor? Start with a question.
Ask anything about saving, investing, retirement, or tax. You'll get a clear, plain-language answer — and if the question needs a human, we'll point you toward advisors who handle exactly this.
Get wealth management help
Free, no account needed to start.
Tempra provides information and education. It does not provide personalized investment advice, and it is not a substitute for a licensed advisor who knows your full circumstances.
Answers you can act on
Plain language, no jargon wall, and an honest statement of what depends on details we don't know about you.
A route to a real advisor
When a question needs a licensed professional, search the Tempra marketplace by specialty, minimum, and fee structure — and engage them in the same place.
One portal after that
Documents, plans, portfolio views, and every conversation with your advisor live together in the client portal.
See it against your book.
A demo is not a slide deck. We load a representative slice of your workflow — your constraints, your custodian, your compliance posture — and show you the platform doing the work. Thirty minutes, no obligation, and you leave with a sandbox instance whether or not you proceed.